Pag-IBIG Housing Loan

Housing

A home financing program from the Pag-IBIG Fund that lets qualified members borrow to buy a lot, house-and-lot, condo, build, or renovate a home, or refinance an existing housing loan. The loanable amount depends on the member's capacity to pay, contributions, and the property value, with terms that can stretch up to a long repayment period. Interest rates are set under a fixed-pricing scheme and are often lower than many banks. Eligibility requires enough contributions and other conditions. Rates, limits, and terms are subject to the latest rules/guidelines.

Related terms

Rent-to-OwnCondo vs House-and-LotTransfer of TitleAmilyar (Real Property Tax)