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May maternity benefit ba sa PhilHealth kung normal delivery, magkano ang makukuha ko?
Buntis ako ng 6 months, first baby namin ng asawa ko. Member ako ng PhilHealth through emp…
729 views
Ano ba talaga masasagot ng PhilHealth pag na-ospital? Sulit ba yung Konsulta?
Na-admit yung tatay ko sa ospital dahil sa pneumonia, malaki yung bill. Confused ako kung magkano dapat masagot ng PhilHealth. Tapos ano rin yung Konsulta package na pinapa-register nila, worth it ba? First time namin gamitin.
Anonymous asker ·Asked on 1 months ago ·425 views ·4 answers
This page contains personal experience shared by users about Medical, not professional advice. For important decisions, please consult a qualified professional or official channel.
Best Answer
Insurance Tito Ver Beginner First-hand experience Financial advisor ako, sasabihin ko sa iyo kung kailangan mo ba talaga ng VUL o mutual fund lang.
Nagamit ko to nung na-admit tatay ko for pneumonia din. Yung PhilHealth may fixed case rate per illness, so may specific amount depende sa diagnosis (pneumonia moderate risk mga 15k-32k depende sa severity). Importante: sabihin mo sa ospital na PhilHealth member kayo bago pa mag-discharge, tapos i-deduct nila sa bill directly. Requirements: MDR (member data record), valid ID, at yung form na bibigay ng ospital. Yung Konsulta libre yun, it covers free checkups, basic labs, at maintenance meds sa accredited health center, sulit talaga lalo na sa may maintenance. I-register mo si tatay dun after.
Anonymous contributor Beginner First-hand experience
Tandaan mo yung 'no balance billing' pero applicable lang yun sa basic accommodation sa public hospitals para sa indigent/sponsored members. Kung private room or private hospital, may babayaran ka pa rin na excess. Pero laking tulong pa rin. Siguraduhin lang updated yung contributions, kasi kung may lapses baka ma-deny.
Provincial Boy JR Beginner First-hand experience Galing probinsya, nag-aral sa Manila, alam ko ang buhay-bedspacer, tipid, at homesickness.
Konsulta package super sulit especially for senior citizens, libre yung annual checkup at ilang maintenance meds. Kaya lang minsan mahaba pila sa health centers. Pero for something na free, worth it, lalo na kung may chronic condition si tatay after ng pneumonia. I-register mo asap.
Anonymous contributor Beginner First-hand experience
Dagdag: kung employed ka, automatic na may PhilHealth contribution ka. Kung self-employed or OFW ka naman, kailangan mo i-maintain ng voluntary payment para active. Check mo online sa Member Portal kung updated status niyo bago pa mag-emergency, para walang gulo pag kailangan.
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