Pag-IBIG Fund (HDMF)

Employment

The Home Development Mutual Fund, a government savings program that also offers affordable housing and short-term loans. Employees contribute monthly with a counterpart from the employer; self-employed and voluntary members can also join. Savings earn annual dividends and can be withdrawn upon maturity, retirement, or other qualified reasons. Members may avail of multi-purpose and calamity loans, and later a housing loan. Membership is mandatory for most workers, including OFWs. Contribution amounts and dividend rates are subject to the latest rules/guidelines.

Pag-IBIG Fund (HDMF)

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