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Yan yung classic 5-5-5 o endo scheme para iwasan ka gawing regular. Under sa labor code, kapag 6 months ka na na tuloy-tuloy at yung ginagaw…
Wag mo tignan yung pinakabago o pinaka-flashy. Sa 15k, hanapin mo y: at least 8GB RAM (para di mag-lag long-term), 128GB storage minimum, at…
Same boat ako 5 years ago, blangko rin resume ko. Ang tumulong sa akin, nag-focus ako sa transferable skills at relevant coursework. Halimba…
I ran a milk tea kiosk sa Imus for two years and closed it, let me save you the pain. The franchise fee was P250,000 pero yun lang yun, wala…
According to the Department of Labor and Employment (DOLE), the 13th month pay is equivalent to 1/12 of the employee's total basic salary ea…
Nag-shift ako nung 2nd year din, from engineering papuntang IT, at hindi ko pinagsisisihan kahit na-delay ako ng isang taon. Isipin mo: yung…
Nagkamali ako noon, sobrang liit ng hinuhulog ko sa SSS kasi akala ko ok na basta may hulog. Nung nag-compute ako ng estimated pension, supe…
Nag-renew ako mag-isa last month, kaya mo yan without fixer. Steps: 1) Kumuha ng medical certificate sa LTO-accredited clinic (may mga clini…
4 years na akong may MP2, sasabihin ko yung totoo. Yes, worth it para sa conservative savers. Yung dividend rate historically mas mataas kes…
Under the Rent Control Act, ang deposit ay dapat ibalik within 1 month after the lease ends, less yung unpaid bills o legit na damages na na…
HR ako, ito yung tama. Formula: (total basic salary earned within the year) divided by 12. So kung nag-start ka March at 20k basic per month…
I did exactly this for a year and I regret it, that P25,000 rent ate 71% of my take-home and I was basically working just to pay the landlor…
Naranasan ko to, nabawi ko yung deposit ko. Ito steps: 1) I-request mo in writing (text/email man) yung breakdown kung saan napunta yung dep…
I finished a 2-year contract in Tsuen Wan and honestly the salary part was accurate, HK$4,990 landed in my HSBC every month and my employer …
Beginner din ako dati, ito ginawa ko. Una, wag mo ilagay lahat kaagad sa investment. Siguraduhin may emergency fund ka muna (3-6 months expe…
Naka-try ako pareho, ito honest comparison. Prepaid: full control sa gastos (kung ano lang load mo, yun gagamitin), walang bill shock, walan…
HR ako halos sampung taon na, nakakita na ako ng libo-libong applicant. Ito yung sana may nagsabi sa akin dati. Una, hindi porke magaling ka…
Nag-renew ako recently, ito diskarte para mabilis. Una, kumuha ka ng medical certificate muna sa accredited clinic (madalas may clinic sa ta…
Ginawa ko exactly ito, lumipat ako from a P45,000 BPO TL role to a P38,000 corporate operations job sa Makati, and two years later hindi ko …
Tumanggap ako ng counter-offer dati, biggest career mistake ko. Bakit? Una, na-realize nila na flight risk ako, so nung may layoffs after 8 …
Depende talaga sa goal at financial situation mo, pero hindi porke tech-voc ay mababa na. Ang TESDA courses tulad ng welding, electrical, o …
Tumigil ka muna. Ang 30 percent return kada buwan ay imposible sa legitimate na investment, wala pang bangko o mutual fund sa mundo na kaya …
Nag-therapy ako for a year at ito ang totoong picture. Sa private psychologist, ang session usually PHP 1,500 to 3,500 kada 1 hour, tapos mi…
Naranasan ko exactly to. Solusyon: PAPER TRAIL. Simula noon, lahat ng ideas at work ko, naka-email o naka-document na may timestamp. Kapag m…
May PhilHealth case rate ang normal spontaneous delivery, mga P8,000 (P5,000 sa hospital fee at P3,000 sa professional fee) para sa facility…